What kinds of insurance do ride-share drivers have?

A ride-share driver’s personal automobile insurance policy need only satisfy the basic minimums applicable to all state drivers. The Revised Code of Washington § 46.29.090 requires insurance minimums of $25,000 for bodily injury to or death of one person in any one accident, $50,000 for bodily injury to or death of two or more persons in any one accident, and $10,000 for property damage. The state also requires minimums of $25,000 per person and $50,000 per accident in uninsured motorist bodily injury coverage as well as $10,000 for uninsured motorist property damage coverage.